Tuesday, August 28, 2018


The US Department of Homeland Security defines an active shooter as someone “actively engaged in killing or attempting to kill people in a confined and populated area”.

Active shooter situations are unpredictable and can happen quickly.  Sadly, the likelihood of an active shooter event is real and Active Shooter Insurance to be a should be a part of your risk management arsenal.

Many GL policies fall short & may leave your organization vulnerable and under-covered in the case of a lawsuit.  Your insurance program should include a comprehensive policy that fills in the gaps where your GL policy leaves off.

Active Shooter Insurance covers:
  • Liability and extra expenses tied to attacks or threats, such as: business income interruption, counseling, public relations and additional/temp security measures
  • Victim death benefits
  • Medical/rehab/funeral and psychiatric expenses
  • Extends to a wide-range of attacks, including: vehicular, explosives and acid attacks
  • Limits available from 1 million to 100 million.
A solid risk management plan along with a comprehensive insurance program can help you respond and recover from the unexpected.

Contact Hawley & Associates for more information.