2019 Wayne Hawley Giving Grant Winners Announced!

The Wayne Hawley Giving Grant is exclusive to H&A clients, and has helped support programs, projects and organizations whose focus is to benefit children, families and our communities.

We would like to thank everyone who applied for the grant in 2019.  We had a record number of applicants and it was so difficult to make our selection!  Everyone was so deserving! Thank you to all our clients for the amazing things they are doing to help make the world a better place for so many. 
Please click here for information on this year's recipients.

Happy Fall Y'all - Hawley & Associates 3rd. Quarter Newsletter

Welcome to Fall!  

Please enjoy Hawley & Associates' 3rd Quarter Newsletter.  If you would like to subscribe to our quarterly newsletter, please email us at info@hawleyandassociates.com.

Happy 125th Anniversary LABOR DAY!

This year we celebrate the 125th anniversary of the Labor Day holiday. Has it really been around that long?!

Labor Day officially became a federal holiday in June 1894 and was enacted to honor the American labor movement.  Oregon was the first state to make Labor Day an official public holiday.  By the time it became a federal holiday, thirty U.S. states officially adopted and celebrated Labor Day.

Labor Day has often been called "the unofficial end of summer". Many families take their yearly vacations around this time of year, just to have one last 'fling' before the kids go back to school and the season changes. 

So, here's to the hard-working American; the backbone of our country! Enjoy the long holiday weekend! 

Far and away the best prize that life offers is the chance to work hard at work worth doing. – Thomas Jefferson

Exclusive WorldPro Insurance Program for Social Service Organizations

Besides offering tailor-made insurance programs designed specifically around your unique operations and exposures, Hawley & Associates offers the exclusive WorldPro Insurance Program.  It is the most comprehensive and cost competitive program offered to social service organizations today.  Since it’s inception, WorldPro now insures some of the largest nonprofit organizations in the country.

Program Highlights:

¨ High Limits (including abuse)

¨ Stand-alone Umbrella coverage

¨ Program will defend a negligence, error or omissions claim brought anywhere in the world, with      no limitation as to venue, change of venue or any other exclusion involving jurisdiction

¨ Special Defense Fund available to any employee wrongfully accused of abuse or molestation

¨ No territorial exclusions or restrictions

Hawley & Associates has been instrumental in introducing several new social service insurance programs to the market and we will continue to work hard to find even more markets and programs to bring down premiums for our clients and help you serve the under-served.

Contact us today for more information!

Wayne Hawley Giving Grant - Don't Miss Out!

The Wayne Hawley Giving Grant is exclusive to H&A clients that serve the social service and nonprofit community.

The grant is named in loving memory of Phil Hawley's father, Wayne Hawley, who was instrumental in the formation of Hawley & Associates, and a guiding force in making our agency the strong, dedicated and caring company it is today.

The grant is comprised of two individual grants in the amount of $5,000.00 each.

Click here for more information!

Deadline for applications is September 30, 2019!

The High Price of Distracted Driving

As of April 22nd, 2019, Arizona became the 48th state to ban texting while driving.  According to a study by the National Highway Transportation Safety Administration (NHTSA), 3,450 people were killed in distracted driving-related vehicle accidents in 2016, meaning 9% of all the fatal crashes this year involved distracted driving; and 14% of these crashes involved a fatality.

What is distracted driving?

Distracted driving is anything that diverts your attention away from driving.  A few examples are:

• Eating or drinking
• Talking or texting on a cellphone
• Fiddling with a stereo, navigation or entertainment system
• Talking with someone in the vehicle
• Putting on make-up
• Grabbing something off the floor or backseat

The same study found that texting and driving is six times more dangerous than driving intoxicated. Sending or reading a text takes your eyes off the road for 5 seconds. At 55 mph, that’s like driving the length of an entire football field with your eyes closed.

What can we do?

Parents: Lead by example; talk with children about distracted driving and the consequences; sign a family pledge not to drive distracted.

Teens: Speak up when they see a friend or peer driving distracted; have friends sign a pledge; share message on social media.

Educators: Remind students about the dangers of distracted driving. Post posters and hand out materials relating to distracted driving.

Employers:  Institute a company policy restricting texting, eating or any other form of distracted driving while operating company vehicles or while using their own vehicle for company business.

Happy Spring From Hawley & Associates!

          Spring: A lovely reminder of how beautiful change can truly be.

Hawley & Associates’ 1st Quarter Newsletter ~ Happy Spring!

Please enjoy the first Hawley & Associates’ newsletter of 2019!  Click here for full article! 

Cyber Extortion Up in 2018

According to Proofpoint’s newest Quarterly Threat Report, Q4 2018, the threat of Ransomware did decline at the end of 2018, but has opened the door for out-right cyber extortion.

Extortion is an age-old crime that has found its way into the cyber world.  This threat continues to gain traction as a multi-million-dollar criminal industry. The newest trend is in the form of “sextortion,” in which a cyber-criminal threatens to reveal compromising information (i.e. photos, videos or visits to questionable websites) if the victim does not pay a fee. They may even claim to have “evidence” of compromising activities. These emails generally do not contain malware or a malicious link and rely solely on fear, emotion and the human factor to trick victims into paying.

As the threat of cyber extortion continues to grow, staying one step ahead is your best recourse in combating this ever-increasing threat. Addressing your organizations’ vulnerabilities, developing appropriate policies and procedures, using up-to-date technology to secure your networks and securing the right insurance coverage are integral parts in your risk management arsenal.

For more information on cyber insurance, and how it can help protect your organization, please contact Hawley & Associates at www.hawleyandassociates.com.

When Insuring Your Foster Care Agency ~ Contact A Specialist!

As of September 2016, there were an estimated 437,465 children in foster care system. As a foster care agency, you are invested in the lives of children who are living with past neglect, abuse or trauma. Reuniting them with their biological families or finding a loving adoptive family is at the heart of your mission.

​Many foster care agencies are facing increased premiums or non-renewal notices from their insurance carriers due to the high-risk factors associated with foster care, as well as an increase in lawsuits and high settlement amounts.  The insurance markets are shrinking, and many brokers are finding it difficult to secure insurance for their foster care clients.

As the first brokerage in the country to specialize in adoption and foster care, Hawley & Associates continues to be a leader in providing foster care agencies with the comprehensive insurance programs they need to perform their important mission.

Contact Us Today!

http://www.hawleyandassociates.com

ACTIVE SHOOTER INSURANCE - Hawley & Associates

The US Department of Homeland Security defines an active shooter as someone “actively engaged in killing or attempting to kill people in a confined and populated area”.

Active shooter situations are unpredictable and can happen quickly.  Sadly, the likelihood of an active shooter event is real and Active Shooter Insurance to be a should be a part of your risk management arsenal.

Many GL policies fall short & may leave your organization vulnerable and under-covered in the case of a lawsuit.  Your insurance program should include a comprehensive policy that fills in the gaps where your GL policy leaves off.

Active Shooter Insurance covers:

• Liability and extra expenses tied to attacks or threats, such as: business income interruption, counseling, public relations and additional/temp security measures
• Victim death benefits
• Medical/rehab/funeral and psychiatric expenses
• Extends to a wide-range of attacks, including: vehicular, explosives and acid attacks
• Limits available from 1 million to 100 million.

A solid risk management plan along with a comprehensive insurance program can help you respond and recover from the unexpected.

Contact Hawley & Associates for more information.

www.hawleyandassociates.com

Summer Is Here! Enjoy Hawley & Associates' 2nd Qtr. Newsletter!

Happy Summer!

Please enjoy our 2018 2nd Qtr. Newsletter which is full of useful information on coverage's, risk management tips and fun facts!

 

 

 

 

 

WACAP ‘Race for Home’ 5K Fun Run A Huge Success!

The ‘Hawley Roadrunners’ (aka Hawley & Associates) had so much fun participating in the 1st Annual World Association for Children & Parents (WACAP) ‘Race for Home’ 5K Fun Run, on May 6th, 2018! The event was held at Seward Park, in Seattle, WA. There was an amazing turn out and the weather could not have been better (NO Seattle rain!).

This fundraising event was to benefit WACAP and their work of finding families for children in need of adoption.

There were over 300 participants and through fundraising efforts, they raised over $21,000 (surpassing their goal!) and making the event a huge success!

 

Foster Care Agency Insurance Specialists - Hawley & Associates

As a foster care agency, you are invested in the lives of children who are living with past neglect or abuse. In helping find these children stability by reuniting them with their biological families or finding an loving adoptive family, you are committed to making the world a better place, one child at a time.  

There are some important questions to ask yourself concerning the risks, exposures and protection of your agency. Does your broker understand the intricacies of a foster care agency?  Are they able to evaluate and assess your exposure to the risk of sexual abuse?  Is he/she aware that it is also considered sexual abuse if the parent or guardian has failed to adequately protect the child from sexual abuse when the parent or guardian knew or reasonably should have known that the child was in danger? 

Hawley & Associates understands these risks and is knowledgeable about the specialty insurance products available to protect your agency, including "Foster Parent Professional" coverage, that protects the foster parents as well.

Contact us today for more information on liability insurance for your organization!

Website: www.hawleyandassociates.com
Email: info@hawleyandassociates.com

Local Broker vs. Specialty Broker?

Hawley & Associates strongly believes in giving back to the community.  We encourage the support of local businesses and services operating in the areas that we all live and work.  But, when it comes to your insurance broker, you may need to think beyond your hometown borders.

Did you know that having a local broker could actually be a detriment to your organization, not a benefit?  A local broker may not have the necessary knowledge of important state/federal statutes, coverage limitations, a strong relationship with key carriers and access to specialty markets.

Hawley & Associates provides specialized insurance products and services for nonprofits, human service and social service organizations all across the country.  Our expertise gives us a broader view and understanding of the insurance industry and how it affects your organization.  It is our job to stay current on all changes in your industry and to keep your organization and mission protected.

Contact us today!

HAPPY VALENTINE'S DAY! We Love Our Clients!

It may be funny to see a Valentine's Day message from a commercial insurance broker, but we felt it the perfect time to acknowledge and show our love for our amazing clients!

Our clients dedicate themselves to serving the Social Service and Nonprofit community and unselfishly give back each and everyday. Their work makes the world a better place for so many individuals that may be struggling with addiction, homelessness, and/or mental health issues.  They may also help a child find a forever home or provide a safe place for victims of abuse or domestic violence.

Hawley & Associates truly loves what we do and is so proud to be a partner in our clients' missions.

To our clients - thank you for all you do and Happy Valentine's Day to everyone!