Thursday, May 19, 2016

World Association for Children & Parents (WACAP) Hope Luncheon 2016.

Hawley & Associates attended the annual WACAP Hope Luncheon on April 21st, 2016, in Seattle, WA. The luncheon brought together individuals touched by adoption and supporters of the organization. It was wonderful afternoon filled with stories of hope and family!
The WACAP Team with Executive Director, Greg Eubanks (Center)

Wednesday, May 11, 2016

Claims-Made vs. Occurrence Forms

A clear understanding of both types of coverage is crucial in making an informed decision on which type of coverage to buy.  When one coverage is recommended over the other, in certain situations, it is not a matter of what is recommend but what the markets will allow.  For certain types and kinds of coverage a claims-made form is the industry norm. It could include the following coverage's:

 
  • Directors & Officer Liability
  • Employment Practices Liability
  • Fiduciary Liability and Employee Benefits Liability

These are examples of some types of coverage's that are predominately written on a claims-made form.  That being said, Professional Liability, Sexual Abuse Liability and to a lesser degree General Liability coverage may at times be written on a claims made form...