Our 4th Quarter Newsletter Is HOT Off The Press! Happy Holidays!

Our New Website is Here!

Hawley & Associates is excited to announce the launch of our new website at www.hawleyandassociates.com! We wanted our new site to truly reflect who we are as an agency; a caring, innovative and customer focused brokerage who is dedicated to the industry we serve!   

 The site has a fresh clean look, is user friendly & responsive on all devices, even on the go! 

 

September is National Recovery Month

September is National Recovery Month and we would like to help create awareness and understanding of substance abuse issues in our country, as well as celebrating those in recovery and those who work in prevention and treatment.

According to reports, 20.2 million adults suffer from substance abuse.  Of these, 7.9 million suffer from a co-occurring mental and substance abuse disorder.  Opioid overdoses accounted for more than 42,000 death in 2016, more than any previous year.

There is no standard form of treatment and therefore difficult to measure the success rate of ‘rehab’.  The process of recovery is very personal and differs from person to person, but recovery IS possible.

As an specialized insurance broker, we are honored to work directly with organizations who dedicate themselves in serving those struggling from substance and mental health disorders.  Thank you for allowing us to be a part of your important mission in helping individuals reclaim and transform their lives.

ACTIVE SHOOTER INSURANCE - Hawley & Associates

The US Department of Homeland Security defines an active shooter as someone “actively engaged in killing or attempting to kill people in a confined and populated area”.

Active shooter situations are unpredictable and can happen quickly.  Sadly, the likelihood of an active shooter event is real and Active Shooter Insurance to be a should be a part of your risk management arsenal.

Many GL policies fall short & may leave your organization vulnerable and under-covered in the case of a lawsuit.  Your insurance program should include a comprehensive policy that fills in the gaps where your GL policy leaves off.

Active Shooter Insurance covers:

• Liability and extra expenses tied to attacks or threats, such as: business income interruption, counseling, public relations and additional/temp security measures
• Victim death benefits
• Medical/rehab/funeral and psychiatric expenses
• Extends to a wide-range of attacks, including: vehicular, explosives and acid attacks
• Limits available from 1 million to 100 million.

A solid risk management plan along with a comprehensive insurance program can help you respond and recover from the unexpected.

Contact Hawley & Associates for more information.

www.hawleyandassociates.com

Extended Reporting Periods - When Does It Apply To Your Nonprofit?

When a nonprofit chooses to close its doors, it may require a special coverage that could add an additional unforeseen insurance cost. This is especially true for the nonprofit that offers specialized professional services like adoption, therapeutic foster care, mental or behavioral health, or skilled medical care. Professional services are insured under a specific type of coverage form called a claims-made p...olicy and it responds differently to a claim then the traditional, better known and understood occurrence policy. 

Click here to learn more!

https://www.hawleyandassociates.com/extended-reporting-periods

Summer Is Here! Enjoy Hawley & Associates' 2nd Qtr. Newsletter!

Happy Summer!

Please enjoy our 2018 2nd Qtr. Newsletter which is full of useful information on coverage's, risk management tips and fun facts!

 

 

 

 

 

HOUSING & HOMELESS SERVICES INSURANCE - Hawley & Associates

Hawley & Associates is here to support organizations that are dedicated in helping to end homelessness by providing transitional housing and permanent housing to the low income, people with disabilities and the homeless. Services can include emergency shelters and support services for displaced individuals and families due to joblessness, addiction, medical issues, tragedies or domestic violence.

These organizations can be multi-layered and may offer a multitude of other services, such as; community outreach programs, mental health services, food banks, educational and job training services and home ownership programs, just to name a few.

These programs and services can have a unique set of exposures and it's important to have a broker who specializes in Social and Human Service organizations. We understand the risks and exposures you face everyday, and are here to partner in your mission!

Contact us today!

 

 

NONPROFIT INSURANCE - Hawley & Associates

The nonprofit sector is incredibly diverse. Nonprofits can range from a small foster care agency to a large international human service organization. Hawley & Associates is an experienced broker who understands the risks and exposures associated with these types of operations. You don't have to tell us how you operate. We speak your language!

Every nonprofit we work with, gives us an opportunity to help your organization help others ...by providing a specialized insurance program that allows you the peace of mind to focus on your mission. Your mission is truly our mission!

We have been serving nonprofits since 2005 and we continue to lead the way in providing these organizations with the best insurance solutions at the most affordable price.

Contact us today for more information on Nonprofit Insurance!

www.hawleyandassociates.com

 

WACAP ‘Race for Home’ 5K Fun Run A Huge Success!

The ‘Hawley Roadrunners’ (aka Hawley & Associates) had so much fun participating in the 1st Annual World Association for Children & Parents (WACAP) ‘Race for Home’ 5K Fun Run, on May 6th, 2018! The event was held at Seward Park, in Seattle, WA. There was an amazing turn out and the weather could not have been better (NO Seattle rain!).

This fundraising event was to benefit WACAP and their work of finding families for children in need of adoption.

There were over 300 participants and through fundraising efforts, they raised over $21,000 (surpassing their goal!) and making the event a huge success!

 

Accepting Applications for the 2018 WAYNE HAWLEY GIVING GRANT!

The Wayne Hawley Giving Grant is founded and funded by Hawley & Associates and is exclusive to our clients serving in the nonprofit, social service or human service communities. The Grant will ultimately help support programs, projects and organizations whose focus is to benefit children, families and their communities. It is our way of giving back to the people and organizations that give back to others every single day.

The Grant is named in loving memory of Phil Hawley’s father, Wayne Hawley, who was instrumental in the formation of Hawley & Associates, and a guiding force in making H&A the strong, dedicated and caring company it is today.

The Grant is comprised of two individual grants in the amount of $5,000.00 each.

For more information on Hawley & Associates and the Wayne Hawley Giving Grant, please visit our website at www.hawleyandassociates.com!

 

Group Home Insurance - HAWLEY & ASSOCIATES

The term 'Group Home' can cover a variety of different living scenarios. They can provide care and services for individuals with mental or physical disabilities and/or who suffer with addiction issues, which can impair their ability to live independently.

A Group Home can also encompass Foster Care or Therapeutic Foster Care, by providing placement options for children with emotional or behavioral issues.

Hawley & Associates specializes in providing Group Homes with the insurance coverage they need to fulfill their important mission. The exposures for a Group Home is unique and requires a broker that is knowledgeable and has strong relationships with the right markets that focus on this industry.

Contact us today for more information on the specialized insurance solutions we can provide your Group Home.

www.hawleyandassociates.com

 

Hawley & Associates - Now Offering GEOBLUE INTERNATIONAL HEALTH INSURANCE & ASSISTANCE!

Hawley & Associates is excited to partner with GeoBlue and is now offering international health insurance and assistance for you and your staff when traveling abroad.

Whether your travel involves international adoption, a church mission trip, or humanitarian aid and relief, we have you covered! There are health insurance plans for individuals, groups, as well as expats living abroad.

Go to www.hawleyandassociates.com and go to the 'Coverage' tab. You will find more information and a link to get an on-line quote today!

Happy Traveling!

 

Foster Care Agency Insurance Specialists - Hawley & Associates

As a foster care agency, you are invested in the lives of children who are living with past neglect or abuse. In helping find these children stability by reuniting them with their biological families or finding an loving adoptive family, you are committed to making the world a better place, one child at a time.  

There are some important questions to ask yourself concerning the risks, exposures and protection of your agency. Does your broker understand the intricacies of a foster care agency?  Are they able to evaluate and assess your exposure to the risk of sexual abuse?  Is he/she aware that it is also considered sexual abuse if the parent or guardian has failed to adequately protect the child from sexual abuse when the parent or guardian knew or reasonably should have known that the child was in danger? 

Hawley & Associates understands these risks and is knowledgeable about the specialty insurance products available to protect your agency, including "Foster Parent Professional" coverage, that protects the foster parents as well.

Contact us today for more information on liability insurance for your organization!

Website: www.hawleyandassociates.com
Email: info@hawleyandassociates.com

Hawley & Associates' 1st Quarter Newsletter Has Arrived! Happy Spring Everyone!

Hawley & Associates' 1st Quarter Newsletter Has Arrived!  Great information on Hired & Non-Owned Auto and our 'Hawley Happenings'.  Happy Spring Everyone!!

 

Youth Ranch Insurance - Hawley & Associates

A Youth Ranch can offer a safe place for at-risk youth while trying to overcome life challenges.  They can provide a vast array of programs, including but not limited to; mental/behavioral health services, counseling and residential treatment programs.  Many can involve therapeutic activities, such as working with horses, cattle or other various livestock, while teaching a positive work ethic and responsibility.

They may also provide services for the families of these youth, by offering emergency housing/shelter and family counseling.

The exposures for these organizations are unique, and require an insurance broker that is versed in the programs they offer.  Working with horses and/or livestock presents a higher risk of exposure than most Social Service or Nonprofits. Equine Liability Insurance is just one of many specialized products that can help protect your important mission from the unexpected.

Contact us today for more information on specialized insurance products and services for your Youth Ranch.

Do You Need Hired & Non-Owned Auto Insurance? The answer may surprise you!

 

 

Hired & non-owned auto insurance is a highly misunderstood coverage and often gets put at the bottom of the insurance coverage priority list. Hired and non-owned auto insurance provides coverage for bodily injury and property

damage losses caused by vehicles you don't own, vehicles you lease, hire, rent, and/or borrow, but are used for business operations.  Typically, these vehicles are personally owned by employees and volunteers—in other words, non-owned auto.

​

Organizations that don’t own company vehicles, may automatically assume they don’t need auto insurance. Nothing could be further from the truth! If you have employees or volunteers that drive their own vehicles on behalf of your organization, for any reason, then you can become responsible for auto claims. Situations where your organization may be responsible for damages can include (but is not limited to):

​

• Using their own vehicle to go to meetings
• Using their own vehicle to go to the bank, the post office, or other errands
• Using their own vehicle to provide the services offered by your organization

 

Read More

Come Join Hawley & Associates at the WACAP Race for Home 5k Fun Run - May 6th, 2018!

HOME.  It's not just a building.  It is a place of belonging.  A place of safety where families support, nurture, and care for one another.  For the many children with a background of trauma, abuse and neglect, a loving home and family is just a dream.  But there is hope.  The World Association for Children and Parents (WACAP) is hard at work, finding adoptive families for them, and they need your help.

 

The Race for Home 5k Run will be held on May 6th, 2018 at Seward Park in Seattle, WA. By participating in the run (or being a 'Virtual Runner') you will help raise funds to find adoptive families for children and offer lifelong support once they are home.  Through the power of social media and the compassion of others, the goal is to raise over $20,000.

Hawley & Associates is so excited to participate as a team in this years run as The Hawley Roadrunners! Our individual team goal is $500.00. Please help support The Hawley Roadrunners and supporting a great cause by clicking here!

Let's do this!

 

Claims Made vs. Occurrence Forms?

A clear understanding of both types of coverage is crucial in making an informed decision on which type of coverage to buy.  When one coverage is recommended over the other, in certain situations, it is not a matter of what is recommend but what the markets will allow.  For certain types and kinds of coverage a claims-made form is the industry norm.  It could include the following coverage:

• Directors & Officer Liability
• Employment Practices Liability Fiduciary Liability
• Employee Benefits Liability

These are examples of some types of coverage that are predominately written on a claims-made form.  That being said, Professional Liability, Sexual Abuse Liability and to a lesser degree, General Liability coverage may at times be written on a claims made form.

Learn More!

Specialized Insurance Products for Youth & Family Services and Programs!

Youth & Family Service organizations provide resources and support for children, youth and families throughout the community. They can be quite diverse in the services and programs they offer and may include, but not limited to; drug & alcohol prevention programs, as well as mental/behavioral health and at-risk youth programs. Some may also offer a group home, residential treatment or transitional housing options.

Hawley & Associates is here to help guide you through the tangled web they call insurance. We have the knowledge and experience in these specialized programs and understand your risks and exposures. We speak your language! Contact us today and discover the Hawley difference!

Local Broker vs. Specialty Broker?

Hawley & Associates strongly believes in giving back to the community.  We encourage the support of local businesses and services operating in the areas that we all live and work.  But, when it comes to your insurance broker, you may need to think beyond your hometown borders.

Did you know that having a local broker could actually be a detriment to your organization, not a benefit?  A local broker may not have the necessary knowledge of important state/federal statutes, coverage limitations, a strong relationship with key carriers and access to specialty markets.

Hawley & Associates provides specialized insurance products and services for nonprofits, human service and social service organizations all across the country.  Our expertise gives us a broader view and understanding of the insurance industry and how it affects your organization.  It is our job to stay current on all changes in your industry and to keep your organization and mission protected.

Contact us today!

HAPPY VALENTINE'S DAY! We Love Our Clients!

It may be funny to see a Valentine's Day message from a commercial insurance broker, but we felt it the perfect time to acknowledge and show our love for our amazing clients!

Our clients dedicate themselves to serving the Social Service and Nonprofit community and unselfishly give back each and everyday. Their work makes the world a better place for so many individuals that may be struggling with addiction, homelessness, and/or mental health issues.  They may also help a child find a forever home or provide a safe place for victims of abuse or domestic violence.

Hawley & Associates truly loves what we do and is so proud to be a partner in our clients' missions.

To our clients - thank you for all you do and Happy Valentine's Day to everyone!

Directors & Officers Liability vs. General Liability

 

 

 

Directors & Officers Liability vs. General Liability

Two critical insurance coverage’s for any nonprofit are General Liability Insurance and Directors & Officers Liability Insurance.  They both provide very different yet critical coverage for your nonprofit.  The key differences are:

 

Directors & Officers Liability Insurance (often called D&O) provides coverage for “intentional” acts.  This coverage is for defense costs & damages arising out of a wrongful or intentional act allegation and/or lawsuit brought against an organization’s board of directors and/or officers. Nonprofits may not realize that their board members could be held personally liable for the actions of the organization.

Common areas of dispute revolve around discrimination, sexual harassment, wrongful termination, negligence, failure to provide services, intellectual property rights infringement, mismanagement of assets, and misrepresentation of the financial status of the organization, just to name a few.

General Liability Insurance provides coverage for “negligent” acts. “Negligence” is defined as a failure to take proper care in doing something or failure to use reasonable care, resulting in damage or injury to others.  So, if your organization or it’s employees or even your volunteers (including your board members!) are negligent and have caused someone “bodily or personal injury or property damage”, you usually can rely on general liability insurance for coverage.
 

Many of these claims can be minimized by having good risk management practices & procedures in place.

Come Experience The Hawley & Associates Difference!

Did you know that Hawley & Associates not only offers specialized insurance products and services for Nonprofits, Social Service and Human Service organizations, but in fact...it is all we do!

 

Your mission is our mission and we truly believe in the industry we serve. Give us a call today and be ready for a unique experience. Come discover the Hawley difference!

 

See below for a list of the services we offer organizations (just like yours!) all around the country:

 

Nonprofit Insurance, Group Home Insurance, Adoption Agency Insurance, Foster Care Agency Insurance, At-Risk Youth Program Insurance, Residential Treatment Center Insurance, Outdoor Behavioral Health Insurance, Therapeutic Schools & Programs Insurance, Child Welfare Insurance, Community Action Group Insurance, Humanitarian Insurance and many more! 

 

Phone: 425-462-4758  Toll Free: 800-914-9135  Email: info@hawleyandassociates.com

 

Website:  www.hawleyandassociates.com 

 

 

HAWLEY & ASSOCIATES IS HIRING! Commercial Lines Account Manager Wanted!

WANTED! Commercial Lines Account Manager

 

Hawley & Associates is currently looking for an experienced Commercial Lines Account Manager to join our dynamic team!  We are a specialized and unique commercial insurance brokerage firm, located in Bellevue, WA. We think outside of the box, make a difference in the community and truly believe in the industry we serve.

We are one of the leading insurance brokers for Social Service in the U.S. We are endorsed by two National associations and serve some of the largest Social Service and Human Service organizations in the country. 

 
We are looking for that special individual who is not afraid to work hard (and play hard!).  We have a very supportive and positive working environment with a great work/personal life balance.  You will be working alongside a truly dedicated team that prides themselves in our mission of helping make the world a better place!
 

 Responsibilities will include, but not limited to:

• Servicing book of business with clients located throughout the US
• Providing superior service to assure client satisfaction
• Managing the relationship with Underwriters to ensure the best possible quotes
• Coverage analysis and comparison
• Marketing clients to insurance provider

• Claim Processing and Management (claims experience preferred)
• Monitoring expirations and assuring policies are renewed on time and accurately
• Quoting and quality review of new policies and new business
• Providing coverage advice and explanation of coverage to clients
• Monitoring accuracy of policy changes
• Preparation of proposals, submissions and applications
• Adhere to strict timelines for carrier, client and internal work flow.
• Certificate issuance and timely processing of endorsements
• Client billing and collection

  Qualifications:

• Minimum of 5 years experience managing a commercial book
• Excellent communication and customer service skills
• Familiarity with AMS 360
• Knowledge of Social Service and Non-Profits
• Must be familiar with Professional Liability, D&O, Property

• Expertise in Workers Comp (in and out of WA. State)
• P&C Licensed
• Surplus Lines License a major plus
• Solid references and stable work history

  Benefits:

• Paid Time Off
• Paid Holidays
• Medical, Dental & Vision
• Fitness Membership
• Great location with free parking
• Upbeat and supportive environment
• Relocation allowance available (if applicable)

Compensation: Salary - DOE

Please forward cover letter and resume to:  tammy@hawleyandassociates.com

Visit our website!  www.hawleyandassociates.com

 

Hawley & Associates 4th Quarter Newsletter

Please check out the Hawley & Associates 4th Quarter Newsletter!  Great Stuff!